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forum
CAR Finance
Hi everyone,
My wife is due to collect her new car in a couple of weeks. The dealer offered the usual finance deal where I saw the APR and went "what?!". Anyone know of good third party providers for car finance?
Cheers
If you're new please join in and if you have questions pop them below and the forum regulars will answer as best we can.
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4 comments
Hmm, fair point, thanks.
Also the thing about car finance and car loans is if you ever default on the payments then the loan company can take the car off you.
When I have been in the market for new cars I have always just gone to a normal bank for a loan then not tying the car to the loan.
Ok, cheers. My natural inclination would be sceptical of the bank route, but you have a point.
Can you get a loan/finance through your bank, thats your best bet of getting a decent interest rate
The Dealer "should" be the second best bet, but if you know which finance company they are using, go to them directly to see if you can get a better one
Third party providers will normally be higher than a dealer because the dealer "should" get a decent rate because he/she may bring in X amount of clients for the company and therefore getting a favourable rate