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Insurance for testing out a club mate's bike

I've been offered the chance of trying out a TT bike owned by a club mate. However, s**t happens and I don't want to run the risk of handing back a bucket of carbon scrap and then having to stump up thousands for it.

Does anyone know of an insurance policy that would pay out for loss or damage to a bike I am riding but which I don't own?

If you're new please join in and if you have questions pop them below and the forum regulars will answer as best we can.

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