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Hit by a car, the driver is responsible. What to do?

by ronnyjowe
Fri, Aug 08, 2014 13:43
35

I'm sorry if there is a default post for this ...

I got hit by a car this morning. Nothing serious; bruises cuts and a headache/stiff neck. A+E discharged me.

I was in the cycle lane, car was turning into a drive. Driver didn't check their mirror and pulled straight into me whilst i was cycling alongside it.

Police were driving by and stopped. Driver admitted they didn't look and were in the wrong.

Also, super kind eye-witness came up and gave me and the police his number and accounted for the fact the driver pulled into me / was in the wrong.

Took pictures of where the car hit me.

I'm waiting to get the drivers' insurance details from the police.

The driver has been in contact with me to try and arrange it outside of the insurance company and I don't know what to do / how to respond.

With regards to the bike: bent wheels, bent forks, bent front+bank derailleurs, bent handlebars

If anyone has any advice on how to proceed, I would really appreciate it.

This is in the UK.

If you're new please join in and if you have questions pop them below and the forum regulars will answer as best we can.

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35 comments

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jacknorell | 10 years ago
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Don't settle outside of insurance. Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

Also, don't do final settlement on personal injury until you're a few months down the line at least.

The insurance company will fight you, regardless, but will pay out given the situation.

Get professional advice right now, before you agree to anything at all.

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ct replied to jacknorell | 10 years ago
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jacknorell wrote:

Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

Your stiff neck MAY indicate whiplash...

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jacknorell replied to ct | 10 years ago
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ct wrote:
jacknorell wrote:

Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

Your stiff neck MAY indicate whiplash...

Indicate is indicative, not definitive, so I'm not sure what you're being pedantic about here? (I realise my statement is pedantic).

Stiff neck is a symptom of whiplash, i.e. it's an indication of whiplash, which does not necessarily mean the bloke actually has whiplash.

Also, did you not see the 'may' in the second half of the sentence.

*grumpy mode off*

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jollygoodvelo replied to jacknorell | 10 years ago
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jacknorell wrote:

Don't settle outside of insurance. Your stiff neck indicates whiplash, so you may well be more physically hurt than you think.

Also, don't do final settlement on personal injury until you're a few months down the line at least.

The insurance company will fight you, regardless, but will pay out given the situation.

Get professional advice right now, before you agree to anything at all.

This is good advice.

Remember that the driver made a mistake, he didn't wake up this morning looking to kill someone. His insurance is there to cover mistakes. Get professional advice from a specialist solicitor.

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glynr36 | 10 years ago
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You can try and settle outside of insurance, but you'll need to get a few quotes perhaps from various shops to give them an indicator of price.
Don't forget to account for any damaged riding kit, or helmet too.

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