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Hit by a car bike trashed ADVICE!

Hi Team,

I had a car pull out on me yesterday and I hit it straight in the side. Bike (full carbon) turned to dust!!!! He gave me his details and admitted liability so how does this process work? How do I get a new bike? More importantly how long until I'm back out riding!!!!!!!

If you're new please join in and if you have questions pop them below and the forum regulars will answer as best we can.

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7 comments

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hampstead_bandit | 9 years ago
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@SuperPython59

a cracked helmet that has kept the wearer's head intact (although with a slight concussion or other after effect) could be said to have done its job properly.

A helmet can only absorb so much energy, and a mode of this extra absorption can be the helmet splitting, rather than just compression of the liner

But as you pointed out, always get checked out by a medical professional if you are involved in a road traffic collision!

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OldRidgeback | 9 years ago
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If he has admitted liability to his insurance company then you're probably ok as he will be unlikely to change his mind now. Make sure you report it to the police as others have said.

You may want to buy a cheap hack to tide you over in the mean time. It'd then be good to keep as a winter bike.

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Royal1664 | 9 years ago
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Cosmics are also knackered! Actually everything apart from my garmin and water bottle is trashed

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Royal1664 | 9 years ago
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Thanks I will get in touch with triathlon England who offer the same cover. He has admitted liability to his insurance company and I'm waiting to hear from them. I'm pretty bashed up but nothing is broken (luckily). Helmet cracked and thus my neck is killing me but happy it did its job. Do I need to inform the police if he is playing ball?

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cycling_on_a_sh... replied to Royal1664 | 9 years ago
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If it doesn't get reported it doesn't get included in the stats19 data that is used for everything from junction work prioritisation, to road safety campaigns, etc.

You should at least report it on collideoscope as some forces have somebody coordinating that, and nags councils by email.

You don't have to, but unreported incidents are one of the reasons police and councils do so little about cycling.

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Jamesgraemer | 9 years ago
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Depends if it's just the bike that's smashed up or you as well... As already mentioned, report to the police within 24 hours, get an incident number etc. Also if you've got/can get witness details that'll be very useful.

If you're a member of British cycling get in touch with them immediately as their free legal advice in this situation is invaluable. After I got knocked off 6 months ago, the solicitors they referred me too sorted everything out, for both kit and personal injury. Can't recommend them highly enough.

if there's anything non-standard on your bike, or if it could be repaired rather than replaced, take the wreckage to a decent LBS and get them to do an insurance repair quote.

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StuartJJones | 9 years ago
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Report it to the police straight away and they'll start looking into it. Even though the guy admitted liability to you, he may change his story when he finds out how much it's going to cost him to replace it!

The process will be much easier if you've got insurance, but if the guy ends up unwilling to pay, you need to get in touch with his insurance company to arrange for them to reimburse you for damages.

Similar thing happened to me late last year. Took a while but, in the end, the driver paid for the damage. Did you have a camera recording it? That would make your life a lot easier! Or is there any CCTV on the road it happened?

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